QQ客服 官方微博 反馈留言

	Classifications of credit cardholder behavior by using multiple criteria non-linear programming
	He, J; Shi, Y; Xu, WX
刊名	DATA MINING AND KNOWLEDGE MANAGEMENT
	2004
卷号	3327期号:1页码:10,154-163
ISSN号	0302-9743
英文摘要	Behavior analysis of credit cardholders is one of the main research topics in credit card portfolio management. Usually, the cardholder's behavior, especially bankruptcy, is measured by a score of aggregate attributes that describe cardholder's spending history. In the real-life practice, statistics and neural networks are the major players to calculate such a score system for prediction. Recently, various multiple criteria linear programming based classification methods have been explored for analyzing credit cardholders' behavior. This paper proposes a multiple criteria non-linear programming (MCNP) approach to discovering the bankruptcy patterns of credit cardholders. A real-life credit database from a major US bank is used for empirical study on MCNP classification. Finally, the comparison of MCNP and other known classification methods is conducted to verify the validation of MCNP method.
学科主题	Computer Science ; Information Systems ; Artificial Intelligence ; Computer Science
语种	英语
WOS记录号	WOS:000227493600017
公开日期	2012-11-12
内容类型	期刊论文
源URL	[http://ir.casipm.ac.cn/handle/190111/5177]
专题	科技战略咨询研究院_中国科学院科技政策与管理科学研究所(1985年6月-2015年12月)
推荐引用方式 GB/T 7714	He, J,Shi, Y,Xu, WX. Classifications of credit cardholder behavior by using multiple criteria non-linear programming[J]. DATA MINING AND KNOWLEDGE MANAGEMENT,2004,3327(1):10,154-163.
APA	He, J,Shi, Y,&Xu, WX.(2004).Classifications of credit cardholder behavior by using multiple criteria non-linear programming.DATA MINING AND KNOWLEDGE MANAGEMENT,3327(1),10,154-163.
MLA	He, J,et al."Classifications of credit cardholder behavior by using multiple criteria non-linear programming".DATA MINING AND KNOWLEDGE MANAGEMENT 3327.1(2004):10,154-163.

个性服务

查看访问统计

相关权益政策

暂无数据

收藏/分享

除非特别说明，本系统中所有内容都受版权保护，并保留所有权利。