中国个人住房按揭贷款的信用风险及成因剖析

CORC > 集美大学

	中国个人住房按揭贷款的信用风险及成因剖析
	阴天泉 ; 杨英
刊名	http://epub.edu.cnki.net/grid2008/brief/detailj.aspx?filename=jjyd201028028&dbcode=CJFQ&dbname=CJFQ2010
	2012-06-05 ; 2012-06-05
关键词	个人住房按揭贷款信用风险成因 individual housing mortgage loans credit risk causes F832.479 F293.3
其他题名	The Credit Risk of Personal Housing Mortgage Loans and Its Causes
中文摘要	随着中国房地产市场的不断扩张和个人住房按揭贷款业务的快速发展,其信用风险也越来越受到中国金融界的重视。要实施有效的防范措施和管理策略,就必须先认真剖析风险的形成原因。中国个人住房按揭贷款信用风险的成因主要在于:开发商信用缺失造成;借款人问题导致;商业银行自身原因引发。; With the expansion of the real estate market and the rapid development of personal housing mortgage loan business in China,people pay more and more attention on the credit risk.We should study the reason of the risk firstly.Then we could implement preventive measures and management strategies effectively.The risks of personal housing mortgage loan are caused by the shortage of the developer credit,the borrower credit and the commercial bank themselves.; 【作者单位】集美大学财经学院；【作者英文名】YIN Tian-quan,YANG Ying(College ofFinance and Economics,Jimei University,Xiamen 361021,China)
语种	中文
内容类型	期刊论文
源URL	[http://ir.calis.edu.cn/hdl/235041/13219]
专题	集美大学
推荐引用方式 GB/T 7714	阴天泉,杨英. 中国个人住房按揭贷款的信用风险及成因剖析[J]. http://epub.edu.cnki.net/grid2008/brief/detailj.aspx?filename=jjyd201028028&dbcode=CJFQ&dbname=CJFQ2010,2012, 2012.
APA	阴天泉,&杨英.(2012).中国个人住房按揭贷款的信用风险及成因剖析.http://epub.edu.cnki.net/grid2008/brief/detailj.aspx?filename=jjyd201028028&dbcode=CJFQ&dbname=CJFQ2010.
MLA	阴天泉,et al."中国个人住房按揭贷款的信用风险及成因剖析".http://epub.edu.cnki.net/grid2008/brief/detailj.aspx?filename=jjyd201028028&dbcode=CJFQ&dbname=CJFQ2010 (2012).